Calculate your maximum home price using the 28/36 DTI rule. See mortgage payments, PMI, and total cost at different down payment levels. Tailored with West Virginia (WV) tax rates and financial data.
See today's rates from top lenders. Pre-qualify in minutes.
Connect with top-rated agents in your area for free.
Sponsored · We may earn a commission at no cost to you
No spam. Unsubscribe anytime.
This home affordability calculator is tailored for West Virginia (WV) residents. West Virginia has a state income tax rate of 2.36% - 5.12%, a sales tax rate of 6%, and an average effective property tax rate of 0.57%. The median household income is $50,900 and the median home price is $145,000.
West Virginia's cost of living index is 84.1, below the national average of 100, making it a more affordable state to live in. Use this calculator to make informed financial decisions based on West Virginia's specific economic conditions.
Get notified about new tools, features, and exclusive deals. No spam, ever.
| Down % | Down Payment | Max Home | Monthly | PMI |
|---|---|---|---|---|
| 5% | $12,387 | $247,730 | $1,983.32 | $98.06 |
| 10% | $25,954 | $259,545 | $1,983.32 | $97.33 |
| 15% | $40,881 | $272,542 | $1,983.32 | $96.53 |
| 20% | $60,541 | $302,703 | $1,983.33 | None |
| Annual Income | Max Home (20% down) | Max Housing / Mo |
|---|---|---|
| $50,000 | $156,855 | $1,100.00 |
| $75,000 | $264,177 | $1,750.00 |
| $100,000 | $360,492 | $2,333.33 |
| $125,000 | $456,806 | $2,916.67 |
| $150,000 | $553,121 | $3,500.00 |
| $200,000 | $745,750 | $4,666.67 |