Inflation Calculator

The US historical average inflation rate is approximately 3.3% per year. Recent years have seen higher inflation (6-9% in 2022), while the Federal Reserve targets 2% annual inflation.

If inflation is 3% and your savings earn 1%, you lose 2% purchasing power per year. $100,000 today would have the purchasing power of about $74,000 in 10 years at 3% inflation.

Invest in assets that historically outpace inflation: stocks (7-10% avg return), real estate, I-bonds, TIPS, and commodities. Keep minimal cash in low-interest accounts.

Using the Inflation Calculator is simple: visit the tool page, enter your data or input into the provided fields, and get instant results. Follow the controls on the page. Some functions require sign-in or a paid plan; see Pricing for limits.

The Free plan includes 10 tool uses per day. Some features require an account or a paid plan. Check the controls on the tool page and Pricing for the applicable limits.

The Inflation Calculator returns results based on the inputs and the tool methodology. Check assumptions, units and source dates. Treat projections as estimates. For critical decisions, always consult a qualified professional.

Local calculations run in your browser. AI features, accounts, saved reports and external data requests use server services. Check the tool description and privacy policy for the relevant processing and storage.