Financial Planning for Your Wedding & Marriage
Plan your wedding budget, merge finances, and start married life on solid financial footing. From engagement to honeymoon, our tools help you manage every dollar.
Phase-by-Phase Planning Guide
Engagement & Early Planning
Set your overall wedding budget, start saving aggressively, and evaluate whether financing makes sense.
Merging Finances
Decide how to handle joint accounts, update beneficiaries, and align on financial goals as a couple.
Insurance & Tax Updates
Update insurance policies, review tax filing status changes, and adjust withholdings.
Long-Term Planning
Set shared financial goals, start investing together, and plan for your future as a married couple.
Your Financial Checklist
Financial Checklist
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- Set a total wedding budget and stick to itUse Budget Calculator →
- Open a joint savings account for wedding expensesUse Savings Goal Calculator →
- Discuss and disclose all debts with your partnerUse Debt Payoff Calculator →
- Decide on joint vs. separate bank accounts
- Update tax withholdings after the weddingUse Tax Withholding Calculator →
- Review and update beneficiaries on all accounts
- Get or update life insurance policiesUse Life Insurance Calculator →
- Update health insurance (add spouse if beneficial)Use Life Insurance Calculator →
- Create or update your will
- Set shared financial goals for the first year of marriageUse Savings Goal Calculator →
Expert Tips
The average wedding costs $35,000, but you can have a beautiful celebration for far less. Focus spending on what matters most to you as a couple.
Filing jointly usually saves married couples money on taxes, but run the numbers both ways to be sure.
Combine at least some finances to simplify bill paying, but keeping individual spending accounts can reduce friction.
Update your emergency fund target to cover 3-6 months of combined household expenses.
Do not forget to budget for the honeymoon separately from the wedding itself.
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