Rent vs Buy Breakeven Calculator

Rent vs. Buy Break-Even Analysis

Determine how many years it takes for buying a home to become more financially advantageous than renting, factoring in equity building, appreciation, tax benefits, and opportunity costs.

Home Purchase Details

Home Price ($)

Down Payment (%)

Interest Rate (%)

Property Tax Rate (%)

Home Insurance ($/yr)

HOA ($/mo)

Appreciation Rate (%)

Closing Costs (%)

Tax Bracket (%)

Rental Details

Monthly Rent ($)

Annual Rent Increase (%)