Net Worth Calculator

Assets (What You Own)

e.g. Checking account, savings account, emergency fund

e.g. Stocks, bonds, mutual funds, crypto, ETFs

e.g. Primary home, rental property, land

e.g. Car, truck, motorcycle, boat

e.g. 401(k), IRA, Roth IRA, pension

e.g. Jewelry, collectibles, business equity

Liabilities (What You Owe)

e.g. Primary mortgage, HELOC

e.g. Car loan, auto lease balance

e.g. Federal loans, private loans

e.g. Visa, Mastercard, store cards

e.g. Personal loan, medical debt

e.g. Tax debt, family loans, legal judgments

Net Worth by Age (U.S. Benchmarks)

Based on Federal Reserve Survey of Consumer Finances data. See how your net worth compares.

Age Range	Median Net Worth	Top 25%
Under 25	$9,000	$46,000
25-29	$30,000	$115,000
30-34	$70,000	$230,000
35-39	$120,000	$430,000
40-44	$160,000	$600,000
45-49	$210,000	$800,000
50-54	$270,000	$1,000,000
55-59	$360,000	$1,300,000
60-64	$410,000	$1,600,000
65-69	$390,000	$1,700,000
70+	$335,000	$1,500,000

Add your assets and liabilities above to calculate your net worth. Expand each category and add line items with their current values.

Disclaimer

This calculator provides a snapshot of your financial position based on the values you enter. Asset values should reflect current market value, not original purchase price.

This is not financial advice. Net worth is one measure of financial health but does not account for income, expenses, insurance, or other important factors. The age benchmarks are approximate U.S. averages and may not apply to your situation.

For personalized financial planning, consult a certified financial planner or financial advisor.